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Prior to investing the additional cash you earn, you should focus on setting yourself on with financial achievement in the long run. Set up a budget to commit, choose expense types based upon your risk tolerance, and pick a program that allows you to dedicate. Before investment, create a budget so you can review your income and expenses make spending desired goals. By doing this, you will know just how much extra money you have to spend, and just how it will help one saves money in the long term.